Getting ready for your OCONUS PCS move? Although your move date may be months away, here is a OCONUS PCS calendar to help you get organized! Whether you are excited, apprehensive or a combination of the two, it’s never to early to start planning your move. While your departure may not be for months, there […]
Military Member
Your Credit Score – What You Need to Know
Your credit score is the gatekeeper controlling access to loans for major purchases such as a car or home. Here are the basics you need to understand about your credit score. There are three national credit reporting bureaus; Equifax, Experian, and TransUnion. These three companies all create a credit score for you and may be […]
Preparing For An OCONUS PCS
Preparing for an OCONUS PCS is a significant amount of work. The arduous process of compiling and completing all the necessary requirements for moving overseas was so tedious that we were elated when we finally arrived last summer. Soon after arriving to the island, we settled into temporary lodging on base and eventually received an […]
VA Loans – Debt-to-Income Ratio Explained
Veterans Administration (VA) loans are one of the many benefits of military service. Potential homeowners can qualify for this loan if their debt-to-income ratio meets VA standards. So, what exactly is the debt-to-income ratio or DTI? DTI measures the borrower’s monthly debt against his or her gross monthly income and helps lenders determine if you […]
5 Tips for Fall Moving
Another great summer is coming to an end and you are now relocating. Although moving can be a stressful time, fall is an awesome time to move. Not only is the weather perfect for this process, but it is also cheaper as summer is the busiest and most expensive PCS season. Here are 5 tips […]
Getting a VA Loan Even if You Have Bad Credit
Veterans Affairs loans make it easier for veterans to acquire financing for purchasing homes. VA loans are a great deal, but many are concerned that their poor credit can get in the way of owning a home. Bad credit certainly doesn’t make the process easier, but it doesn’t make it impossible either. Know Your Credit […]
A Tenant’s Guide to Rental Agreements
A properly detailed lease contract is intended to protect both the property owner and tenant, clearly explaining all rights and responsibilities of the tenant and landlord. There are fundamental terms that every rental agreement should have included. Here are some of the most important items to check for when reviewing your lease or rental agreement: […]
Decorating Your Rental to Make it Home
Renting a property can be an exciting new step in your life but you may not be sure how to approach decorating a home that is temporary. Your new place should reflect who you are and make you feel at home. Here are some tips to keep in mind when trying to decorate your rental: […]
Renting Out Your Home: 3 Major Initial Legal Concerns & 5 Cost Considerations
So you have decided to keep this property as a long term investment or maybe you plan to move back in a few years or make some extra money by renting out your home. There are a few things you need to consider. Number #1 Are you familiar with the Landlord/Tenant laws that can affect […]
4 Tips for Great Summer Grilling
What’s better than a barbecue on a hot summer day with friends and family? There is a technique to grilling, but you don’t have to be a professional chef to make the perfect burgers or skewers! Here are some easy-to-follow tips on how to grill the perfect summer meal. 1. The Equipment Starting off with […]